My July budget recap

Ooh guys, honestly I’ve been holding of the review. I’m not particularly proud of what I’ve achieved for the month of July. And also, who the hell can concentrate when it’s this hot ??? I kind of slipped up. I bought a few clothing items for winter because I freaked out that on my noContinue reading “My July budget recap”

I’m starting my five no spend months challenge on Wednesday 15th of July and I will blog about my progress weekly to hold myself accountable.

This weekend, while I was cleaning out the garage and the house I’ve been renovating and moving stuff around in for way too long, I came to an understanding. The understanding being that I didn’t want to be moving things around my whole life, and that I finally just wanted to know where my stuffContinue reading “I’m starting my five no spend months challenge on Wednesday 15th of July and I will blog about my progress weekly to hold myself accountable.”

Capsule wardrobing part six: Finding your style with Vogue’s quick fire questions.

Going from nothing to wear to ready to wear. How did I get to this low point, you might ask yourself. Well, my friends, having absolutely nothing to wear when your closet is stacked with clothes can be caused by many factors. I will go over a few later on this blog  but this one isContinue reading “Capsule wardrobing part six: Finding your style with Vogue’s quick fire questions.”

capsule wardrobing step 2

Capsule wardrobing STEP 2/Two weeks into your first capsule/ questionnaire So you’re the first two weeks into your capsule… Hurray! Excitement! Joy! Time for some reflection on how it all went Here are some questions that can help you in the process… and if you’re thinking while reading these questions : ” who has time forContinue reading “capsule wardrobing step 2”

Short advice regarding the July sales

Some short advice regarding the July sales… I am not a sales kinda gal. This is mainly because I learned through trial and error that I was mostly buying things I didn’t need during the sales periods. Nowadays, if I really want something specific, I budget and save for it, instead of waiting for the sale.Continue reading “Short advice regarding the July sales”

Why you should know your bare essentials budget, and it’s not what you think it is.

Hi, In a previous post I’ve stated that knowing your bare essentials budget as a base to build your emergency fund, is bullshit. I still stand with my pervious opinion. I think emergencies call for bigger budgets, aka your normal monthly budget plus a little cushion. I don’t like deprivation when you’re already in deprivationContinue reading “Why you should know your bare essentials budget, and it’s not what you think it is.”

Tips to keep your food budget in check.

I’ve tried many methods over the years and what I still struggle with the most is keeping my food budget. I’m a single women with no kids, so I’m guessing this must be even so much harder when you have toddlers that have specific tastes or adolecents that only like the branded products. I’ve goneContinue reading “Tips to keep your food budget in check.”

Saving on your food budget

Despite the fact that many of us are going to the supermarket with a grocery list. We mostly still return with more stuff that we had planned on to. This is because food is such an essential expense and basic need in order to survive. It’s impossible to, unlike other categories like clothing or entertainment,Continue reading “Saving on your food budget”

Why using your bare essentials budget as a guide for your emergency fund, is bullshit

If you think of it rationally. It is always good to know what you absolutely NEED in order to survive. That being a roof over your head, utilities paid and food. However I don’t see how this information, other than to make it easier for you to set up your budget, could help. And whatContinue reading “Why using your bare essentials budget as a guide for your emergency fund, is bullshit”

Not being honest to yourself, and other budgeting mistakes you are probably going to make when it comes to your variable expenses.

Today I wanted to touch on the subject of variable expenses in the longterm. Notice that I’ve added ‘ longterm’ there. Everything you take on in life, especially finances should be like planning and running a marathon, not a sprint. Sprinting is only for when a fire breaks out, or another of the other manyContinue reading “Not being honest to yourself, and other budgeting mistakes you are probably going to make when it comes to your variable expenses.”